Bank account holders are free, the hassle of maintaining minimum balance is over!

New Delhi: In today’s time, the bank is providing various facilities to its customers, due to which there has been a lot of ease in the work related to the banking of the bank customers. However, you should tell that customers have to deposit money in their bank account. Minimum balance also has to be maintained. Due to which the bank collects crores of rupees every year. So in the same recent news, an important news has come about maintaining minimum balance, which you must know.

tell you that you never You must have faced penalty for not maintaining minimum balance in the bank account. Different banks have different limits for maintaining minimum balance in savings and current accounts.

Let us tell you that recently the bank Minister of State for Finance Bhagwant Kishanrao Karad has given an important statement regarding maintaining minimum balance in the account. He said that the board of directors of banks can decide to do away with penalty on accounts that do not maintain minimum balance. Bhagwant Kishanrao Karad said in response to a question – Banks are independent bodies. Their board of directors can take a decision to waive the fine.

The media had questioned Minister of State Karad regarding the maintenance of minimum balance. He was asked whether the Center is considering directing banks not to levy any penalty on accounts in which deposits fall below the minimum prescribed level.

The thing to note for the same people is that Recently, a campaign was launched towards the Center to open PM Jan-Dhan bank accounts. So that every citizen of the country has a bank account. There is no compulsion to keep minimum balance in PM Jan-Dhan account. There are many people who have opened accounts in PM Jan-Dhan, in which the government is providing facilities in many ways.


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